A General Investment Account (GIA) is a standard investment account that allows you to invest in a wide range of financial instruments without annual contribution limits. Unlike ISAs or pensions, a GIA does not offer tax sheltering, but it provides full flexibility and access to global markets.

UK residents who meet standard eligibility and regulatory requirements can open a GIA with MEXEM. The account is suitable for both new and experienced investors.

There is no fixed minimum investment required to open or maintain a GIA. Investors can start with an amount that suits their objectives and add funds at their own pace.

A GIA provides access to a broad range of instruments, including shares, ETFs, bonds, funds, and other exchange-traded products across multiple international markets.

Yes. You can deposit or withdraw funds at any time without penalties. Withdrawals are not subject to restrictions, making the GIA a highly flexible investment account.

GIA investments are subject to UK taxation rules. Capital gains tax may apply when you sell investments at a profit, and dividend income may be taxable depending on your personal allowance and tax position. MEXEM does not provide tax advice.

Export detailed reports for dividends, interest, and capital gains, helping you stay organised for UK tax submissions. Reports are available for custom date ranges across all holdings.

Yes. The GIA supports multiple currencies, allowing you to invest directly in foreign markets. Currency conversions can be made when needed.

You can manage and trade your GIA using professional-grade platforms available on web, desktop, and mobile, offering advanced tools and real-time market access.

There are no account maintenance or inactivity fees. You only pay trading-related costs when you invest.

Yes. It is possible to transfer existing cash or securities from another broker, subject to acceptance and standard transfer procedures.